Investment Calculator

Estimate future portfolio value, total contributions, total investment gain, annualized growth impact, fee drag, and inflation-adjusted value based on starting amount, ongoing contributions, expected return, and time.

Calculate Investment Growth

Net investment growth is estimated using the expected annual return minus annual fees, then compounded over time with recurring contributions added throughout the plan.
Your result will appear here.

How the investment calculator works

Starting amount growth:
Your initial balance compounds using the selected return and compounding schedule.

Recurring investing:
Recurring contributions are added regularly and also grow over time.

Fee drag:
Annual fees reduce the effective return used in the calculation.

Inflation adjustment:
The future balance is also translated into today’s dollars using the inflation rate entered.

Why investment estimates matter

Investment projections can help compare contribution levels, fee structures, and time horizons when planning for retirement, wealth building, or other long-term goals.

This tool is especially useful for testing different recurring investment plans and seeing how fees may affect the final outcome.

What your result means

Your result shows projected portfolio value, total contributions, total investment gain, value lost to fees compared with a no-fee estimate, and inflation-adjusted future value.

Investment calculator tips

Frequently asked questions

What is an investment calculator?

An investment calculator estimates how a portfolio may grow over time based on starting balance, recurring contributions, return rate, fees, and time.

Does this include investment fees?

Yes. This version lets you enter an annual fee percentage so you can see how fees reduce long-term growth.

Why is inflation-adjusted value important?

It helps show what the projected future portfolio may be worth in today’s dollars after inflation.

Is this a guaranteed result?

No. This is only an estimate based on the assumptions you enter and should not be treated as a guarantee of market performance.