Estimate your gross pay, federal withholding, Social Security, Medicare, state income tax, deductions, and take-home pay. This free paycheck calculator is a simple planning tool for hourly and salary workers.
Enter your pay details and click Calculate to estimate your take-home pay.
This paycheck calculator estimates per-paycheck earnings by starting with gross pay, subtracting pre-tax deductions, estimating federal income tax, Social Security, Medicare, and optional state income tax, and then subtracting post-tax deductions.
It supports both salary and hourly pay. For hourly workers, it can also include overtime pay. The result is a simple take-home pay estimate for planning and budgeting.
This calculator estimates:
Gross Pay = Salary Per Period
or for hourly pay:
Gross Pay = (Hourly Rate × Regular Hours) + (Hourly Rate × Overtime Multiplier × Overtime Hours)
Annualized taxable income is estimated from paycheck earnings, then simplified federal tax brackets are applied. Social Security and Medicare are estimated separately, and optional state tax is calculated using the flat rate you enter.
Your paycheck is reduced by taxes and deductions, so your net pay may be quite a bit lower than gross pay.
Items like some retirement contributions and health premiums may reduce taxable pay before federal tax is calculated.
Some states have no income tax, while others use complex systems. This calculator uses a flat state rate for simple planning.
A paycheck estimate can help with monthly budgeting, job offer comparisons, overtime planning, and withholding adjustments.
No. This is a simplified paycheck planning tool. Real payroll systems may use more detailed withholding rules, local taxes, benefit rules, and employer-specific deductions.
Yes. This version estimates both Social Security and Medicare withholding as separate line items.
Yes. You can switch to hourly pay and enter weekly hours and overtime to estimate paycheck earnings.
Real paychecks can differ because of local taxes, exact payroll withholding methods, benefits, bonuses, contribution limits, and other deductions not modeled here.