Estimate annualized return, CAGR, total profit, ROI, real annualized return, and after-tax annualized return from starting and ending investment values.
Starting cost basis:
Starting value plus included contributions and fees, minus included withdrawals.
Adjusted ending value:
Ending value plus included income, minus included fees if selected.
Annualized return:
The yearly compound return needed to grow from the starting cost basis to the adjusted ending value.
Real annualized return:
The annualized return after subtracting the effect of inflation.
Annualized return makes investment returns easier to compare across different holding periods.
It is useful for stocks, ETFs, crypto, index funds, retirement accounts, portfolio reviews, and historical investment examples.
For a simple beginning value and ending value, annualized return and CAGR are usually the same calculation.
Total return shows the full gain, while annualized return shows the average yearly compound return over the holding period.
Yes, but it is a simplified estimate. Exact time-weighted or money-weighted returns require exact cash flow dates.
Yes. It works for any investment where you know the starting value, ending value, and years held.