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Dividend Reinvestment Calculator

Estimate dividend reinvestment growth, DRIP shares accumulated, ending value, total dividends, ROI, and CAGR.

Calculate Dividend Reinvestment Growth

Stock / ETF Name

Starting Investment

Starting Share Price

Ending / Current Share Price

Annual Dividend Per Share

Annual Dividend Growth (%)

Annual Share Price Growth (%)

Years Held

Annual Extra Contribution

Total Fees / Expense Drag

Reinvest dividends Project ending price Include contributions Show formula

Formula: dividends buy more shares when reinvested. Ending value = ending shares × ending share price, minus fees.

Enter dividend and share price details, then calculate your estimated DRIP growth.

How the dividend reinvestment calculator works

Starting shares:
Starting investment ÷ starting share price.

Dividend income:
Shares owned × annual dividend per share.

Reinvested shares:
Dividend income ÷ estimated reinvestment share price.

Ending value:
Ending shares × ending share price, minus fees.

Why use a dividend reinvestment calculator?

A dividend reinvestment calculator helps estimate how reinvesting dividends can increase shares owned and long-term investment value.

It is useful for DRIP examples, dividend stocks, dividend ETFs, retirement planning, income investing, and “what if I reinvested dividends” scenarios.

What this calculator can estimate

Starting shares: shares purchased from the starting investment
Total dividends: estimated dividends received over the holding period
Reinvested shares: additional shares bought with dividends
Ending shares: total shares after reinvestment and contributions
Ending value: estimated portfolio value at the end
ROI and CAGR: total return and annualized return

Frequently asked questions

Does this calculator use live dividend data?

No. Enter the dividend per share and share price manually. This keeps the page simple and avoids needing a market data API.

What is dividend reinvestment?

Dividend reinvestment means using dividends to buy more shares instead of taking the dividends as cash.

Does this include taxes?

No. This calculator does not include dividend taxes, capital gains taxes, tax lots, or account-specific costs.

Can this be used for dividend ETFs?

Yes. You can use this for dividend ETFs, index ETFs, individual dividend stocks, or income funds.