Total Return Calculator

Estimate total investment return including price gain, dividends, interest, rewards, fees, ROI, annualized return, inflation-adjusted return, and after-tax return.

Calculate Total Return

Formula: total return value = ending value + income + withdrawals - fees. Total return = total return value - cost basis.
Enter investment values, then calculate total return.

How the total return calculator works

Price return:
Ending value minus starting value.

Total return:
Ending value plus dividends, interest, rewards, and withdrawals, minus fees and cost basis.

ROI:
Total profit divided by the adjusted cost basis.

CAGR:
Annualized compound return over the holding period.

Why use a total return calculator?

Price change alone can miss a large part of an investment’s performance, especially when dividends, interest, or rewards are involved.

This calculator is useful for stocks, ETFs, dividend funds, crypto rewards, bonds, savings products, and historical investment comparisons.

What this calculator can estimate

Frequently asked questions

What is total return?

Total return includes both price change and income, such as dividends, interest, rewards, or distributions.

How is total return different from price return?

Price return only measures the change in asset value. Total return also includes income received from the investment.

Does this include dividends?

Yes, if you enter dividends or income and keep “include income” checked.

Can this be used for stocks, ETFs, crypto, or bonds?

Yes. It works for any investment where you know the starting value, ending value, income, fees, and years held.